As a supporter of the Lethbridge College Kodiak’s athletic program we have had an opportunity to see a lot of success in the different sports this year.
Today we want to extend our congratulations to their basketball programs!
For the second straight year, the Kodiak’s women’s basketball program had an undefeated regular season. This past Saturday they won the gold medal at the 2017 ACAC Basketball Championship. The Kodiak’s will now head to Edmonton for the CCAA National Championship March 16-18. Follow the tournament HERE
The Kodiak Men’s basketball program had an outstanding year as well. They fell to SAIT in the championship game of the ACAC tournament but still have secured themselves a spot in the CCAA National Championship Tournament in PEI. Follow the Men’s Kodiak team at the National Championships HERE.
Good luck to both the Men’s and Women’s basketball teams at Nationals!
Kodiak Mountain Stone is once again a proud sponsor of the Cardston High School athletics program. This weekend the boys and girls Cougar Classic basketball tournament is under way with some great basketball!
If you can’t make it to the games, check out their live stream HERE
The recent changes that have been made to the mortgage rules in Canada are going to have a big impact on many jobs and lives.
Stephen Amonson, Managing Director HAC Housing Group, has written an excellent open letter to Finance Minister Bill Morneau. By sharing this we are hoping that many people will read this letter and it will eventually be read by Mr. Morneau.
October 11th, 2016
Dear Finance Minister Bill Morneau,
I hope that through the channels of social media and its relative power that you have an opportunity to read this and reconsider some of the sweeping changes you made to Mortgage rules on October 3rd. Why is this so important to me? Jobs, that’s why. Plain and simple it’s about jobs. You see my little group of building companies are small but they provide full time employment with excellent salaries and benefits for hundreds of people in both Alberta and Saskatchewan. We have fought hard for the past 2 years in difficult economic times to ensure that these jobs remain intact and that the families they support stay strong. Recently I woke up to news that you were introducing changes to mortgage lending rules that would affect our “National Housing Market”, which I would like to state does not exist. I respectfully repeat and submit that there is no “National Housing Market” just like there is no “National Weather Forecast”. Each region of this immense country has different paradigms, economic conditions, and housing challenges that need to be addressed with thoughtful and respectful consideration. I can only speak for my region of the country when I say that your recent announcement has placed families and jobs at risk in a marketplace that arguably did not need your interference. In addition to this you have placed unnecessary restrictions around Canadian’s fundamental right to not only provide shelter for their families but provide security through a time proven method of building wealth. Please understand that I would acknowledge that you have challenges but maybe, had you consulted with Builders, Lenders and Realtors across this country you might have come to different conclusions. I respectfully submit the following questions:
My first of many questions to you would be why?
Why would you interfere with a Canadian citizen’s ability to purchase a home?
Is not buying and owning a home one of the fundamental cornerstones of our “Canadian Philosophy”?
Has this not historically been one of the chief components for Canadians to build wealth and secure their retirement?
Is Canada not a free market economy?
If two out of the 100 plus markets have issues, why would you not address them specifically, although I return to question number 3 as a preference.
Although certain markets get overheated do they not tend to correct themselves over time? Do they not provide thousands of well paying construction jobs as demand rises?
If you are concerned about Canadians taking on debt and payments they cannot afford then:
Why have you only attacked the mortgage segment of lending?
Why would you not address the second and third largest segments of lending: Automobiles and Credit cards?
Why have you not addressed predatory lending? Why have you ignored a segment of lending that prevents many Canadians from ever escaping poverty?
Why have you not changed the rules around credit card lending and their interest rates? Are you aware that although general interest rates have dropped by roughly 400% in the past 10 years Credit card rates have remained the same?
Why do Canadians have to insure a loan to protect the banks? Why does this insurance not provide protection to them as well?
Why are you limiting a person’s ability to take advantage of some of the lowest rates in Canadian history? This is really important, so I will repeat the question in a different way. My son or daughter now has the opportunity to own a home and build wealth at some of the lowest rates in our history. They can borrow more for less and now you want to put a stop to that! Why?
Are you not comfortable with the prescribed debt ratios when it comes to underwriting these mortgages? Do we not already have a system that prevents Canadians from exceeding certain debt thresholds? Is it not true that mortgage lending is the only place where you have legislated debt levels?
Are you not comfortable with insurance fees that already wipeout almost all of the equity that a first time buyer has with 5% down?
Are you not satisfied with the fact that we have one of the most competitive mortgage markets in the world?
Why have you not honoured the agreement to index the GST rebate as prices have risen over the past 25 years. Why is there no GST rebate for homes over 450,000 if this is well below the median price in many markets? This could impact affordability immediately!
Are you concerned that the first-time buyer might not be able to renew their mortgage if rates were to climb?
Then why not force them to sign a 7 year or a 10 year mortgage instead? This would allow them more time to build equity before renewal and in the event that they cannot afford to renew then at least they may have equity to make a different move. The rate is only slightly higher than the five year and would affect far fewer Canadians.
Why not introduce a program that addresses the possible rate jump at renewal?
Why not address the rules around prepayment penalties. Why do mortgages have such large prepayment penalties? These fees are excessive and can prevent many people from relief in the case of default. In the auto industry as an example almost all loans can be paid off at any time with almost no penalty. Why is this not the same with mortgages?
Why not ban transfer taxes? This is a tax on mobility and an even greater tax on equity with no added benefit to the consumer.
Why did you not consult or consider the homebuilders across Canada when you made this move? Are you not aware that this industry has a tremendous effect on our national GDP. Are you not concerned with the effect this could have on tens of thousands of jobs?
The average single family home takes 5-8 months to build and the average multi-family project can take upwards of three years to complete (if not more). With these changes to the rules the homebuilding industry will have to adjust in order to meet new demands. Unmistakably,, this is what is going to happen: Consumers will be forced to buy smaller homes with fewer features and they will not be able to realize their full purchasing power. Yes you can afford a bigger home but no we will not let you? Sound a little bizarre?
What about the 8 months of inventory already in the ground with only two weeks to sell it? How will this affect current homeowners if builders are forced to discount this product in order to move it?
Why did you only give two weeks to allow for these changes? In the past you have allowed much more time and this is not an unreasonable request based on production cycles and the changes this will have on demand.
The Foreign Purchaser
As stated earlier this is not a big issue for me in my marketplace and I may have limited understanding on this topic but something doesn’t seem quite right here. If a municipality collects property tax from an absent owner, they are doing so without the full burden of that owners cost to the system. No kids in schools, no cars on streets, no garbage collection etc. Seems like a profitable scenario to me. I understand the complexities of affordability and existing residents and would only suggest that this policy does not address either one appropriately.
The right to live in a specific area
Do you believe canadians have a right to live in specific communities?
If so, then could you please do something about the prices in Rockcliffe Park and The Glebe in Ottawa as it would appear that these foreign buyers (you may call them Embassies and MPs) have driven the prices up so high that I find it impossible to find something in my price range.
Do we not create mass transit systems and infrastructure to move people in and out of the core in large centers? Infrastructure that in some cases is heavily subsidized through fees and levies on new units inside these cores?
Are you worried about large scale default in the case of interest rate rise?This is really the issue isn’t it? Then let’s really do something effective:
Repeal this legislation
Agree to meet with Home builders, Realtors, Lenders and Insurers all together under one roof
Have transparent discussions regarding these issues and work on solutions that have positive outcomes with broad-based acceptance
Introduce changes with timelines that allow for business model changes , consumer adjustment and minimal market interruption
Kodiak Mountain Stone is proud to continue our support of the Kodiak’s Athletics programs at Lethbridge College for the 2016/2017 year. We have been sponsors of Kodiak Athletics for a number of years now and have enjoyed the relationship we have with Lethbridge College.
It has been exciting to see the success the different teams have had over the years and we are sure we will see more success with the talent, hard work and dedication we see from the coaches and players alike.
The teams represent Lethbridge College in the ACAC and CCAA competitions. The Kodiaks have competed at the highest level of athletics both on the court or field and in the classroom, earning provincial and national titles and academic awards since their founding in 1966.
Good luck to all the teams in the 2016/2017 season!
Kodiak Mountain Stone is once again proud to support Jeff Heggie at the CRA and FCA finals in the steer wrestling. Jeff has had another great season and we are proud be be on his team headed into the finals.
The Foothills Cowboy Association finals will be held in Red Deer AB at the Westerner Park from October 7-9, 2016.
The Chinook Rodeo Association Finals will be held in Brooks AB at the Silver Sage Community Corral from October 28-30, 2016
Good luck to Jeff and all the contestants!
2016 marks the 5oth year of the CHBA-Lethbridge Region Parade of Homes and it’s as big and good as ever with 40 beautiful show homes available to visit. Kodiak Mountain Stone is grateful to be able to work with a number of the builders involved in the Parade of Homes including this years College Home which was built by Empire Homes.
The 2016 Parade of Homes runs from September 10 through September 25
Monday to Friday: 4-8pm
Saturday – Sunday: 1-5pm
Below is a list of the 2016 builders along with the addresses of their show homes:
Kodiak Mountain Stone is once again proud to support Tia Heggie as she represents Alberta on the U17 Team Alberta Woman’s basketball team.
Team Alberta will be playing at the NIKE End of the Trail basketball tournament in Oregon City OR from July 5-8. From there they will head to Langley BC for some exhibition games. They will cap off the year at the Canadian National Championships in Regina SK from July 24-31.
Guests to the show can find a variety of exhibitors, ranging from flooring and cabinets, to hot tubs and fireplaces, to landscapers and greenhouses, and much more. It’s the largest Home and Garden show in Southern Alberta, and the variety of products is almost endless!
2016 Dates NEW HOURS!
March 16 – Wednesday – 1 to 8 pm
March 17 – Thursday – 1 to 8 pm
March 18 – Friday – 1 to 8 pm
March 19 – Saturday – 10 to 5 pm
$7 per person
Under 10 Free Courtesy of Park Place Shopping Center
$5 per vehicle
Find out more about the Lethbridge Home and Garden show HERE
The 2016 Calgary Home + Garden Show starts this Thursday and Kodiak Mountain Stone is looking forward to seeing you there! Once again we will be located at Booth #885.
We will have our samples of manufactured stone veneer, natural stone and acrylic stucco for you to see. These products are great for both your interior and exterior projects. Whether you are building a new home or renovating your existing one, we will be able to help.
Adults (13+) $16.00
Adults (13 +) Online $13.00
Seniors (60+) $13.00
Seniors (60+) Online $10.00
Seniors (60+) FRIDAY Before 5pm $7.00
Children 12 & Under FREE
BMO Centre, Stampede Park
20 Roundup Way SE
If arriving from the North, take 11th avenue SE to Olympic Way and proceed through the gates. When coming from the South via Macleod Trail turn east into Stampede Park off of 25th Avenue S.E, or follow the street signs indicating the route to Stampede Park on all major roads in the city.
Kodiak Mountain Stone is once again proud to be a major sponsor of the Cardston High School athletic program. We are thankful for the support we have received from the people of Cardston since we started Kodiak Mountain Stone in 2005 and we are happy that we can give something back to the community. Good luck to all the teams, athletes and coaches in 2015-2016!
The 2015 Lethbridge, Alberta Parade of Homes is entering its final week. If you are in the Lethbridge area and have not yet had the opportunity to view this years show homes, make time in your calendar to do it. You won’t be disappointed. This years builders have gone above and beyond to build some of the most beautiful show homes ever and we are excited that a large number of these show homes have product on them from Kodiak Mountain Stone!
CHBA-Lethbridge Region Parade of Homes
The Parade of Homes runs from September 12 – 27, 2015.
Kodiak Mountain Stone is grateful to have the opportunity to be involved again with the Cardston Family Fun Run. We appreciate the time and effort that goes into this event by all of the volunteers and organizers. It is a great way to encourage fitness, healthy living and community spirt in our town. Congratulations to all who participated!
This past weekend both the boys and girls basketball teams made us proud at the 4A Alberta Provincial Championship tournament at Jasper Place High School in Edmonton.
Both teams had a great year. The girls team lost a close second game that put them out of the running for the provincial championship but finished their year with a come from behind win. The boys team also had a great tournament, winning their first three games advancing them to the final championship game where they were defeated by Edmonton’s Harry Ainlay.
Congratulations to all the players and coaches, you had a year to be proud of!
It was a great tournament with strong teams from around the province. Visit the links below to see the results of both the boys and girls tournaments.
Both teams were the 2014-2015 ACAC (Alberta Colleges Athletic Conference) champions.
With these championships both teams advanced to the CCAA (Canadian Collegiate Athletic Association) championships. Both teams played very well competing for the national championship. The men’s team proudly brought home the bronze medal while the women’s team brought home the silver.
Once again Kodiak Mountain Stone has been nominated for the 2015 Best of the Best in Lethbridge AB. It’s always fun to wait anxiously to see the annual winners. We won in 2013 but were edged out in 2014. We would love to regain the title in 2015 and hope you will vote for us!
Sugar Bowl has a lot of history and tradition behind it and is known as one of the best high school basketball tournaments in the area. Each year top talent is attracted to this tournament and this year was no different. Throughout the tournament there were some excellent games with great competition. The final game was between the LCI Rams from Lethbridge and the Hairy Ainley Titans from Edmonton. It was a great game with the Titans coming away with the championship.
Congratulations to all the teams and players who participated in the 2014 Sugar Bowl and congratulations to Raymond High School for hosting another magnificent tournament. Good luck with the rest of your seasons!
Kodiak Mountain Stone proudly continues our sponsorship of the Cardston High School and their athletic programs.
This coming weekend, December 12 & 13, Cardston will host their annual Cougar Classic Basketball Tournament. This year, the boys and girls tournament will both run on the same weekend. There will be some great teams in the tournament in both draws.
Kodiak Mountain Stone is once again proud to support the Lethbridge College Kodiaks Athletic program for the 2014/2015 season.
Visit http://gokodiaks.ca/ to find our more about the Kodiaks athletic program and to find the team schedules. There are a lot of exciting things happening with the Kodiaks athletic programs, get out and support them!
Kodiak Mountain Stone lost a friend this week in a tragic accident.
A blog post on goatalliance.org reads:
British Columbian Outfitter and Goat Alliance sponsor, Tewza Expeditions, suffered an indescribable loss on Monday, November 10th. Master guide, Jeff Ripley, lost his life on the mountain in a terrible accident. After successfully guiding his fourth and biggest mountain goat of the season, Jeff and his hunter began descending down the mountain. Right before dusk, Jeff lost his footing and fell out of sight. His hunter, Heath Mickelson, of Welling, Alberta, tried all night to get to him but couldn’t find him and Jeff wasn’t responding to his calls. Search and rescue was immediately called and they looked all night only to find him Tuesday morning. He was pronounced dead in Terrace, British Columbia shortly after. Our hearts are absolutely broken for Jeff’s family, friends, everyone at Tezwa Expeditions.
“Jeff was absolutely loved by his hunters and I was told personally by them that his unwavering positive attitude was the only reason they were successful. After looking at several goats on the mountain side and me saying….’I think that goat is safe up there’, Jeff would say…. ‘Aww…….there’s got to be a way up there’. He was the ‘little screw that holds the watch together’. He knew where everything was and was constantly reminding me of things that we needed to do or things we need to pick up. He loved the high country and said he was absolutely addicted to hunting goats. When I think there’s no more tears that flow, I find that another has run down my cheek.
Jeff will never be forgotten.”
-Derrick Passey (Jeff’s Father-In-Law & Owner of Tezwa Expeditions)
Like a lot of young couples, Jeff and his wife, Dakota, didn’t have insurance. Please help the Ripley family through these hard times by making a generous donation below. Your thoughts, prayers, and financial kindness is greatly appreciated. Rest In Peace Jeff.
We are posting this to our blog because Jeff was a friend to many of us at Kodiak Mountain Stone but also because we hope that you will go to http://www.goatalliance.org/jeff-ripley-fund/ and make any kind of donation that you can to help Dakota out financially through such a tough time.
Last night, October 23, was a great night of socializing and networking. The Lethbridge Chamber of Commerce hosted the 2014 Business of the Year Awards at the Coast Hotel and Convention Center. Over and over the same message was repeated, “Lethbridge is a great city in which to do business and is very supportive of local businesses.”
Karla Pyrch, Executive Director of the Lethbridge Chamber of Commerce said, “I think that the overwhelming support for small businesses really speaks to Lethbridge’s entrepreneurial spirit.”
Twelve of Lethbridge’s top business were recognized at the banquet:
Those businesses were:
Business Leadership Award: Galko Homes
Business Legacy Award: D.M.T. Mechanical Ltd.
Business-Environment Connection Award: Umami Shop
Dalton Jordan Memorial Award for Business Excellence: Two Guys and a Pizza Place
Estelle Botfield Memorial Award for Customer Service Excellence:Kapow Ltd. Comics, Cards & Games
Exporter of the Year Award: Haul-All Equipment Services
Innovation Award: Haul-All Equipment Services
New Venture/New Business Award: Smudge Art Studio Inc.
People’s Choice Award: Pro Dynamic
Small Business of the Year Award:
Top Form Construction
Spirit of Lethbridge Award: 5th on 5th Youth Services
Young Entrepreneur Award: Zircon Graphics
Kodiak Mountain Stone is proud to be a member of the Lethbridge Chamber of Commerce and wishes to pass along our congratulations to all of the winners and wish them all success in the future!
Yes, there can be a lot of confusion when two people have the same name. More confusion when they live in the same community, and even more confusion when they both rodeo and they are both steer wrestlers. This would be the confusion “The Other Jeff Heggie” (that’s how I have him in my phone) and myself have been dealing with for a long time. There was even more confusion when he joined the Kodiak Mountain Stone team for a while! I’m starting out with this disclaimer because even though I have not been on the rodeo circuit for over ten years there is still a lot of confusion. Luckily “The Other Jeff Heggie” does well enough that often when people make the mistake between us they are congratulating me for how well I did in a rodeo, and I have to admit that my response sometimes has been, “thanks!” Kodiak Mountain Stone has sponsored Jeff in the Foothills Cowboy Association Rodeo Finals and Chinook Rodeo Association Finals a number of times in the past. But even last year, someone who knows me well read our blog and commented that they didn’t know I started to rodeo again.
So here it is: Kodiak Mountain Stone is Proud to Sponsor Steer Wrester, “The Other Jeff Heggie,” in the FCA and CRA Rodeo Finals
Jeff had another great year in both the Chinook Rodeo Association (CRA) and the Foothills Cowboy Association (FCA) in 2014. In the year-end standings he finished fourth in the CRA and eighth in the FCA, which qualifies him for the finals in both associations.
The CRA finals will be held in Taber AB from October 24 – 26, while the FCA finals will be a couple of weeks earlier in Red Deer AB from October 10 – 12.
Tia Heggie at the 2014 Nike Invitational Tournament in Chicago
Kodiak Mountain Stone is proud to support the Basketball Alberta Adopt-An-ABPlayer program by adopting Tia Heggie of Cardston AB who plays on the U15 Girls Team.
The 2014 U15 Girls Alberta Provincial team has competed in a tournament in Regina SK and the Nike Invitational Tournament in Chicago. Their next tournament will be the 2014 Canadian National Championships.
The 2014 U15 & U17 Men’s and Women’s National Championships will be held in Edmonton AB from July 24-31. For more information visit their website HERE. For those interested, ticket information can be found HERE.
The Basketball Alberta U15 Girls team is a group of talented young women from across the province, lead by a great group of coaches from Lethbridge, Calgary and Edmonton.
Head Coach: Claire Meadows Assistant: Megan Pinske Assistant: John Tramble
Edmonton will have an exciting week of basketball action and we extend our best wishes to all players, coaches, officials, and others for a successful tournament.
It’s raining it’s pouring. . . . . . and even if it does let up and the sun DOES shine tomorrow (thinking positive thoughts here…), we are working on an alternate race route for the Kids Marathon tomorrow. As much as we love running to the Remington Center – it is just TOO wet down there for our finish line party – so we will be changing the race route. We will still be starting at the Cardston Elementary School – still come prepared to run in the rain, but we will run from the school to the Cardston Ice Arena. Medals, lunches, prizes, music, and water bottles will still be there! Come Celebrate with us tomorrow! We will post a map of the new race route tonight.
Follow Cardston Kids Marathon on Facebook for more updates.
Good luck to everyone involved! We will be at the finish line handing out medals and cheering you on!